How to Send Money from USA to Kenya Using the Best Money Sending Apps in USA

When it comes to sending money from the USA to Kenya, money sending apps in USA have become an increasingly popular and convenient option. With the rise of digital payments, these apps have made it easier for individuals to transfer funds across borders with minimal hassle and at a lower cost. In this article, we’ll explore the best money sending apps in USA for sending money to Kenya, highlighting their key features, fees, and benefits.

Top Money Sending Apps in USA for Sending Money to Kenya

The following money sending apps in USA are highly regarded for their reliability, efficiency, and cost-effectiveness. Each app offers a unique set of features and benefits that cater to different user needs.

1. WorldRemit

WorldRemit is a leading online money transfer service that offers a wide range of features, including mobile money transfers, bank transfers, and cash pickups. With WorldRemit, you can send money to Kenya using a variety of payment methods, such as credit/debit cards, PayPal, and bank transfers. The app is user-friendly, and the transfer process is relatively quick, with most transfers taking less than 24 hours to be processed.

WorldRemit offers competitive exchange rates and low fees, making it an attractive option for individuals looking to send money to Kenya. The app also offers a mobile app for Android and iOS devices, allowing you to send money on the go. Another notable feature of WorldRemit is its “Airtime” service, which enables users to send mobile airtime to recipients in Kenya.

2. Xoom

Xoom is a popular money transfer service owned by PayPal. It offers a wide range of features, including mobile money transfers, bank transfers, and cash pickups. With Xoom, you can send money to Kenya using a variety of payment methods, such as credit/debit cards, PayPal, and bank transfers. The app is user-friendly, and the transfer process is relatively quick, with most transfers taking less than 24 hours to be processed.

Xoom offers competitive exchange rates and low fees, making it an attractive option for individuals looking to send money to Kenya. The app also offers a mobile app for Android and iOS devices, allowing you to send money on the go. Another notable feature of Xoom is its “Cash Pickup” service, which enables users to collect cash at a variety of locations in Kenya, including banks, mobile money agents, and retail stores.

3. TransferWise

TransferWise is a peer-to-peer money transfer service that offers a unique approach to international money transfers. With TransferWise, you can send money to Kenya using a borderless account, which allows you to hold and manage multiple currencies in a single account. The app is user-friendly, and the transfer process is relatively quick, with most transfers taking less than 24 hours to be processed.

TransferWise offers competitive exchange rates and low fees, making it an attractive option for individuals looking to send money to Kenya. The app also offers a mobile app for Android and iOS devices, allowing you to send money on the go. Another notable feature of TransferWise is its “Borderless Account” service, which enables users to hold and manage multiple currencies in a single account.

4. Azimo

Azimo is a digital money transfer service that offers a wide range of features, including mobile money transfers, bank transfers, and cash pickups. With Azimo, you can send money to Kenya using a variety of payment methods, such as credit/debit cards, PayPal, and bank transfers. The app is user-friendly, and the transfer process is relatively quick, with most transfers taking less than 24 hours to be processed.

Azimo offers competitive exchange rates and low fees, making it an attractive option for individuals looking to send money to Kenya. The app also offers a mobile app for Android and iOS devices, allowing you to send money on the go. Another notable feature of Azimo is its “Cash Pickup” service, which enables users to collect cash at a variety of locations in Kenya, including banks, mobile money agents, and retail stores.

5. Remitly

Remitly is a digital money transfer service that offers a wide range of features, including mobile money transfers, bank transfers, and cash pickups. With Remitly, you can send money to Kenya using a variety of payment methods, such as credit/debit cards, PayPal, and bank transfers. The app is user-friendly, and the transfer process is relatively quick, with most transfers taking less than 24 hours to be processed.

Remitly offers competitive exchange rates and low fees, making it an attractive option for individuals looking to send money to Kenya. The app also offers a mobile app for Android and iOS devices, allowing you to send money on the go. Another notable feature of Remitly is its “Cash Pickup” service, which enables users to collect cash at a variety of locations in Kenya, including banks, mobile money agents, and retail stores.

Comparison of Money Sending Apps in USA

The following table compares the key features and benefits of the money sending apps in USA discussed above:

App	Transfer Fees	Exchange Rates	Transfer Time	Payment Methods
WorldRemit	1.99% – 4.99%	Competitive	Less than 24 hours	Credit/Debit Cards, PayPal, Bank Transfers
Xoom	1.99% – 4.99%	Competitive	Less than 24 hours	Credit/Debit Cards, PayPal, Bank Transfers
TransferWise	0.5% – 2%	Competitive	Less than 24 hours	Credit/Debit Cards, Bank Transfers
Azimo	1.99% – 4.99%	Competitive	Less than 24 hours	Credit/Debit Cards, PayPal, Bank Transfers
Remitly	1.99% – 4.99%	Competitive	Less than 24 hours	Credit/Debit Cards, PayPal, Bank Transfers

Popular Money Sending Apps in the USA: A Detailed Comparison

When it comes to sending money across the United States, a variety of apps offer fast, convenient, and secure services. In this section, we’ll break down the top money sending apps in the USA, highlighting their key features, fees, and transfer limits.

App	Transfer Fee	Transfer Limit	Supported Payment Methods	Speed of Transfer
Zelle	$0 (free transfers)	$5,000 – $10,000	Bank account, debit card, credit card, and payroll	Instant
PayPal	$0.25 – $3.95 (domestic transfers)	$5,000 – $10,000	Bank account, debit card, credit card, and PayPal balance	Instant – 2 days
Venmo	$0 (free transfers)	$2,999.99	Bank account, debit card, credit card, and Venmo balance	Instant
Cash App	$0 (free transfers)	$7,500 – $10,000	Bank account, debit card, credit card, and Cash App balance	Instant
Western Union	$5.00 – $19.95 (domestic transfers)	$5,000 – $10,000	Bank account, debit card, credit card, and cash	Instant – 2 days

The table highlights the key features of each money sending app, including transfer fees, limits, supported payment methods, and transfer speed. While all of these apps offer fast and convenient services, some stand out for their free transfers, high transfer limits, or wide range of supported payment methods.

Whether you’re sending money to a friend, paying a bill, or transferring funds to a business partner, choosing the right money sending app can save you time, money, and frustration. Be sure to compare the features and fees of each app to find the one that best meets your needs.

How to Send Money from USA to Kenya Using the Best Apps: Frequently Asked Questions

Q1: What are the best apps to use for sending money from USA to Kenya?

The best apps for sending money from USA to Kenya include WorldRemit, TransferWise, Xoom, Ria, and MoneyGram. These apps offer competitive exchange rates and low transfer fees.

Q2: How long does it take to send money from USA to Kenya using these apps?

The transfer time varies depending on the app and the transfer method chosen. Most apps offer instant transfers, while some may take a few hours or up to 2-3 business days for bank transfers.

Q3: What fees do I need to pay when sending money from USA to Kenya using these apps?

Fees vary depending on the app, transfer amount, and transfer method. Some apps charge a flat fee, while others charge a percentage of the transfer amount. It’s essential to check the fees before making a transfer.

Q4: Can I track my money transfer from USA to Kenya using these apps?

Yes, most apps allow you to track your transfer in real-time. You can check the status of your transfer, including the transfer amount, exchange rate, and estimated delivery time.

Q5: Are these apps secure and reliable for sending money from USA to Kenya?

Yes, all the apps mentioned are secure and reliable for sending money from USA to Kenya. They are regulated by government agencies and use advanced security measures to protect your transactions and personal information.

Conclusion: Empowering Your Money Sending Journey

In this article, we explored the best apps for sending money from the USA to Kenya, highlighting the importance of choosing reliable and secure options. By utilizing these money sending apps in USA, you can ensure fast, convenient, and affordable transactions, even when sending large sums. This is particularly crucial for individuals who rely on remittances, as they can significantly impact the recipient’s financial stability. In fact, according to the World Bank, remittances to Kenya reached $2.4 billion in 2020, accounting for approximately 3.3% of the country’s GDP [1].

Quick Tips for Smart Money Management

• Set a budget and track your expenses to avoid unnecessary fees.
• Consider opening a separate account for remittances to keep funds separate from your main account.
• Be cautious of exchange rate fluctuations and choose apps that offer competitive rates.
• Research and compare fees among different apps to find the most cost-effective option.

Clear Next Steps

1. Research and download the best money sending app for your needs.
2. Set up a secure account and verify your identity to ensure smooth transactions.
3. Familiarize yourself with the app’s fees, exchange rates, and transfer limits.

Key Financial Statistics

• In 2020, the total value of remittances to Kenya reached $2.4 billion, accounting for 3.3% of the country’s GDP [1].
• The average Kenyan household receives approximately $100 in remittances per month [2].

Get Started with Kopacash

When it comes to accessing quick, secure, and flexible online loans, look no further than Kopacash. Our platform offers a reliable and user-friendly experience, making it easy to apply for a loan that meets your needs. Visit kopacash.com today to apply for a fast and secure online loan.