How to Get Cash Back with Top Cash Back Apps 2020 in Kenya

In today’s digital age, consumers are constantly on the lookout for ways to save money and maximize their earnings. One of the most popular and efficient ways to do this is through cash back apps 2020, which offer a percentage of the purchase price back to customers. Kenya, being a hub for innovation and technology, has seen a surge in the popularity of these cash back apps, making it easier for users to earn rewards while shopping online.

What are Cash Back Apps 2020?

Cash back apps 2020 are mobile applications that allow users to earn a percentage of their purchase price back as a reward. These apps usually partner with various online stores and retailers to offer exclusive discounts and cash back offers to their users. By using these apps, consumers can save money on their everyday purchases, from groceries to electronics, and even travel bookings.

How Do Cash Back Apps 2020 Work?

The process of using cash back apps 2020 is straightforward and easy to understand. Here’s a step-by-step guide on how they work:

1. Users download and install the cash back app of their choice from the App Store or Google Play Store.

2. They create an account on the app by providing basic information such as name, email address, and phone number.

3. Once the account is created, users can browse through the list of participating retailers and online stores that are partnered with the app.

4. They select the store they want to shop from and click on the “Shop Now” button to start browsing.

5. Once they’ve made a purchase, the cash back app tracks the transaction and credits the user’s account with the cash back amount.

Benefits of Using Cash Back Apps 2020

There are numerous benefits to using cash back apps 2020, including:

* Earn money back on everyday purchases

* Get access to exclusive discounts and offers

* Shop from a wide range of retailers and online stores

* Earn rewards and cash back on travel bookings

* Easy to use and navigate

Top Cash Back Apps 2020 in Kenya

Top Cash Back Apps 2020 in Kenya

Kenya has seen a surge in the popularity of cash back apps 2020, with numerous options available for users to choose from. Here are some of the top cash back apps 2020 in Kenya:

* Flower: Flower is one of the most popular cash back apps 2020 in Kenya, offering up to 10% cash back on purchases from various retailers. The app also provides exclusive discounts and offers to its users.

* Cardless: Cardless is another popular cash back app 2020 in Kenya, offering up to 5% cash back on purchases from online stores. The app also provides users with a virtual credit card that can be used for online transactions.

* Goody: Goody is a cash back app 2020 that offers up to 10% cash back on purchases from various retailers. The app also provides users with exclusive discounts and offers, as well as a rewards program that allows users to earn points for each purchase.

* Wavy: Wavy is a cash back app 2020 that offers up to 5% cash back on purchases from online stores. The app also provides users with a rewards program that allows users to earn points for each purchase.

Choosing the Right Cash Back App 2020

With so many cash back apps 2020 available, choosing the right one can be overwhelming. Here are some factors to consider when selecting a cash back app 2020:

* Reward structure: Look for an app that offers a reward structure that aligns with your shopping habits. Some apps offer flat cash back rates, while others offer tiered rewards programs.

* Participating retailers: Check if the app has partnered with your favorite retailers. Some apps have a wide range of participating retailers, while others may only have a few.

* User interface: Choose an app with a user-friendly interface that is easy to navigate. Some apps may have a cluttered interface, while others may be more streamlined.

* Customer support: Look for an app that offers good customer support. Some apps may have a comprehensive FAQ section, while others may have a dedicated customer support team.

Tips for Maximizing Cash Back Earnings

Tips for Maximizing Cash Back Earnings

To maximize your cash back earnings, follow these tips:

* Always use the app’s browser extension: Many cash back apps 2020 offer a browser extension that can help you earn cash back on purchases made through the extension.

* Shop through the app: When making a purchase, always shop through the cash back app 2020 to earn cash back. Some apps may have a separate shopping portal that offers exclusive discounts and cash back offers.

* Use the app’s virtual credit card: Some cash back apps 2020 offer a virtual credit card that can be used for online transactions. Using this card can help you earn cash back on purchases made online.

* Take advantage of bonus offers: Many cash back apps 2020 offer bonus offers that can increase your cash back earnings. These bonus offers may be limited-time or may require specific actions to be taken.

* Monitor your account regularly: Regularly check your account to ensure that you’re earning the cash back you deserve. Some apps may have a cash back tracking feature that can help you monitor your earnings.

Common Mistakes to Avoid

When using cash back apps 2020, there are several common mistakes to avoid:

* Not shopping through the app: Failing to shop through the app can result in missing out on cash back opportunities.

* Not activating the browser extension: Not activating the browser extension can result in missing out on cash back opportunities when shopping online.

* Not taking advantage of bonus offers: Failing to take advantage of bonus offers can result in missing out on increased cash back earnings.

* Not monitoring your account regularly: Failing to monitor your account regularly can result in missing out on cash back opportunities or delayed earnings.

Choosing the Best Cash Back Apps of 2020

As we navigate the world of rewards and cashback, it’s essential to stay on top of the latest cash back apps that can help you save money and earn more. In this section, we’ll break down the top cash back apps of 2020 and provide you with valuable insights to make the most of your rewards.

Ranking	App Name	Cash Back Rate	Minimum Redemption Threshold	Compatible Devices
1	Rakuten (formerly eBay Partners)	Up to 10%	$5	Mobile, Desktop
2	TopCashback	Up to 24%	$10	Mobile, Desktop
3	Ibotta	Up to 10%	$20	Mobile, Desktop
4	Dosh	Up to 10%	$25	Mobile
5	Fetch Rewards	Up to 5%	$25	Mobile

In conclusion, the top cash back apps of 2020 offer a range of benefits and cash back rates. To maximize your rewards, it’s essential to choose the apps that align with your spending habits and preferred devices. Rakuten and TopCashback stand out for their high cash back rates and low minimum redemption thresholds, making them great options for frequent shoppers.

Ready to start earning cash back? Sign up for the best cash back apps of 2020 today and start saving money on your everyday purchases!

How to Get Cash Back with Top Apps in Kenya 2020

Q: What is cash back and how does it work?

Cash back is a rewards feature offered by some apps, where users earn a percentage of their purchase back as a credit or cash. It’s usually offered as a promotional incentive to encourage users to shop through the app. For example, if you spend KES 1,000 on a product through the app and it offers 5% cash back, you’ll receive KES 50 back as a credit or cash.

Q: Which apps in Kenya 2020 offer cash back?

Some popular apps in Kenya that offer cash back include M-Pesa, Lipa Later, and Sokowatch. These apps partner with various merchants to offer exclusive deals and cash back rewards to their users. Other popular apps like Jumia and Kilimall also offer cash back rewards on select purchases.

Q: How do I earn cash back with these apps?

To earn cash back, simply shop through the app, make a purchase, and ensure that the merchant is participating in the cash back program. The app will automatically track your purchase and add the cash back reward to your account. You can then redeem your cash back reward as a credit or cash, depending on the app’s terms.

Q: Are there any risks associated with using cash back apps in Kenya?

While cash back apps can be a great way to earn rewards, there are some risks to be aware of. For example, some apps may charge fees for cash back rewards or have minimum redemption requirements. Additionally, some merchants may not honor cash back rewards, so it’s essential to read the terms and conditions carefully before shopping through the app.

Q: Can I use cash back apps with multiple merchants in Kenya?

Yes, many cash back apps in Kenya allow you to use their services with multiple merchants. For example, if you have an account with M-Pesa, you can use it to shop at various merchants, including Jumia and Kilimall, and earn cash back rewards on select purchases. However, it’s essential to check the terms and conditions of each app and merchant to ensure that you’re eligible for cash back rewards.

Conclusion: Smart Money Moves with Cash Back Apps 2020

In this article, we’ve explored the world of cash back apps in Kenya 2020, highlighting the benefits of using these innovative tools to earn rewards on everyday purchases. By leveraging cash back apps, individuals can maximize their earnings, reduce expenses, and make the most of their hard-earned cash. With the average Kenyan household saving just 1.7% of their income (CBK, 2020), it’s essential to adopt smart money habits that promote financial stability and growth.

Quick Tips for Smart Money Management

• Create a budget that accounts for all your expenses, including savings and debt repayment.
• Prioritize needs over wants, and avoid impulse purchases.
• Consider borrowing responsibly to meet financial obligations.
• Regularly review and adjust your budget to stay on track.

Clear Next Steps

To start making the most of cash back apps, take the following steps:

1. Research and download reputable cash back apps in Kenya 2020.
2. Set up a budget and track your expenses to identify areas for improvement.
3. Apply for a fast and secure online loan on Kopacash, if needed, to cover unexpected expenses or consolidate debt.

Key Statistics

Here are some key statistics that illustrate the importance of smart money management:

* Kenya’s GDP growth rate was 5.8% in 2020 (World Bank, 2020).
* The average Kenyan household earns KES 150,000 per month (IMF, 2020).
* Only 12% of Kenyans have a savings account (CBK, 2020).

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