In today’s digital age, there are numerous apps you can use to make money in Kenya that can help you earn some extra cash from the comfort of your own home. From freelancing and online surveys to selling products and services, the options are endless, and with the right mindset and skills, you can turn your passion into a profitable venture.
As a Kenyan, you’re in luck because there are many apps that cater specifically to your needs and preferences. In this article, we’ll explore some of the top apps you can use to make money in Kenya, their features, and how you can use them to boost your income.
Freelance Work and Online Jobs
One of the most popular ways to make money in Kenya is through freelance work. With the rise of online platforms, it’s easier than ever to find clients and complete projects from the comfort of your own home. Here are some of the top apps that offer freelance work and online jobs:
1. M-Touch – This app connects freelancers with clients who need help with various projects, including writing, designing, and programming. With a user-friendly interface and a wide range of job opportunities, M-Touch is an excellent platform for those looking to make money through freelance work.
2. Fiverr – Fiverr is a popular freelance platform that allows you to offer your services starting at $5 per gig. From digital marketing to graphic design, there are countless opportunities to make money on Fiverr.
3. Upwork – Upwork is another well-established freelance platform that connects freelancers with clients from all over the world. With a wide range of job opportunities and features like payment protection, Upwork is an excellent choice for those looking to make money through freelance work.
Selling Products and Services
Selling products and services is another lucrative way to make money in Kenya using various apps. Whether you’re a small business owner, an entrepreneur, or an individual looking to monetize your skills, these apps can help you reach a wider audience and increase your sales.
1. Jumia – Jumia is one of the largest e-commerce platforms in Kenya, offering a wide range of products from various categories, including electronics, fashion, and home appliances. By selling your products on Jumia, you can reach a massive audience and increase your sales.
2. Kilimall – Kilimall is another popular e-commerce platform in Kenya that allows you to sell your products to a wide audience. With features like shipping and payment options, Kilimall makes it easy to start selling your products online.
3. M-Pesa – M-Pesa is a mobile payment service that allows you to sell your products and services to customers using their mobile phones. With M-Pesa, you can accept payments, receive notifications, and track your sales in real-time.
Online Surveys and Rewards
Online surveys and rewards are another way to make money in Kenya using various apps. By participating in surveys and completing tasks, you can earn rewards, cash, or other incentives. Here are some of the top apps that offer online surveys and rewards:
1. Swagbucks – Swagbucks is a popular rewards platform that allows you to earn points for participating in online surveys, watching videos, and shopping online. You can redeem your points for cash, gift cards, or other rewards.
2. Toluna – Toluna is another rewards platform that allows you to earn points for participating in online surveys, product testing, and other activities. You can redeem your points for cash, gift cards, or other rewards.
3. Survey Junkie – Survey Junkie is a user-friendly rewards platform that allows you to earn points for participating in online surveys. You can redeem your points for cash or e-gift cards.
Gig Economy and Ride-Hailing
The gig economy and ride-hailing services are also becoming increasingly popular in Kenya, offering opportunities for individuals to make money by driving for ride-hailing services or completing tasks on demand. Here are some of the top apps that participate in the gig economy and ride-hailing services:
1. Uber – Uber is a popular ride-hailing service that allows you to make money by driving for the company. With Uber, you can earn money by transporting passengers to their desired destinations.
2. Bolt – Bolt is another ride-hailing service that allows you to make money by driving for the company. With Bolt, you can earn money by transporting passengers to their desired destinations.
3. TaskRabbit – TaskRabbit is a task-completion service that allows you to make money by completing tasks on demand. With TaskRabbit, you can earn money by completing tasks such as grocery shopping, furniture assembly, and more.
Investing and Trading
Investing and trading are also becoming increasingly popular in Kenya, offering opportunities for individuals to make money by investing in stocks, bonds, and other financial instruments. Here are some of the top apps that offer investing and trading services:
1. M-Shwari – M-Shwari is a mobile banking service that allows you to save and invest your money. With M-Shwari, you can earn interest on your savings and invest in stocks and bonds.
2. Equity Online – Equity Online is an online banking service that allows you to invest in stocks and bonds. With Equity Online, you can buy and sell stocks and bonds, and earn dividends and interest.
3. C2B – C2B is a mobile commerce platform that allows you to buy and sell stocks and bonds. With C2B, you can invest in stocks and bonds, and earn dividends and interest.
Exploring Apps to Make Money in Kenya: A Comprehensive Guide
With the rise of the gig economy and digital platforms, it’s now easier than ever to earn a living in Kenya. From online surveys to freelance work, there are numerous apps that can help you make money from the comfort of your phone.
| App Name | Description | Earning Potential | Requirements |
|---|---|---|---|
| MTN Mobile Money | Send and receive money, pay bills, and earn interest on savings. | Varies (interest rates, transaction fees) | MTN mobile number, bank account |
| Opesa | Short-term loans, savings, and insurance services. | Up to 4% monthly interest | Phone number, ID |
| Tusdler | Freelance work, online surveys, and sales opportunities. | Varies (project-based, per survey, commission-based) | Phone number, skills or experience |
| Task360 | Freelance work, errands, and tasks for pay. | Varies (project-based, per task) | Phone number, skills or experience |
| Faraja | Savings and credit services for micro-entrepreneurs. | Up to 24% interest on savings | Phone number, business ID |
In conclusion, these apps offer a range of opportunities to make money in Kenya, from sending and receiving money to freelance work and savings services. Be sure to research each app thoroughly to understand their terms, requirements, and earning potential.
To get started, download and install one or more of these apps on your phone, and begin exploring the various opportunities available. Remember to always read reviews, follow safety guidelines, and understand the terms of each app before using them for financial transactions or work.
Top Apps You Can Use to Make Money in Kenya Today
Q: What are some popular apps for making money in Kenya?
The popular apps for making money in Kenya include M-Shwari, M-Pesa, Kopo Kopo, and Tala. These apps offer various services such as lending, saving, and selling products online.
Q: How do I earn money through M-Pesa?
You can earn money through M-Pesa by selling airtime, participating in cashback programs, or using the M-Pesa Savings service, which allows you to save money and earn interest.
Q: What is Kopo Kopo and how does it work?
Kopo Kopo is an app that connects merchants with customers who want to buy products online. It allows you to sell products and earn money by receiving payments through M-Pesa or other payment methods.
Q: Can I use Tala to borrow money and pay it back later?
Yes, Tala is a lending app that allows you to borrow money and pay it back later, usually with a small interest rate. You can use the borrowed money to meet your financial needs and repay it when you receive your next salary or income.
Q: How do I join the M-Shwari savings service?
To join the M-Shwari savings service, you need to have an M-Pesa account and be a Kenyan citizen. You can then open an M-Shwari account by sending a message to 232 on your phone and following the prompts to activate the service.
Conclusion: Taking Control of Your Financial Future
In this article, we’ve explored the top apps you can use to make money in Kenya, highlighting the opportunities and benefits of embracing financial literacy and smart money management. By leveraging these apps, you can take control of your finances, increase your earning potential, and achieve long-term financial stability. According to the World Bank, Kenya’s mobile money market has grown significantly, with mobile transactions reaching KES 3.4 trillion in 2020 (Source).
Quick Tips for Financial Success
* Create a budget and track your expenses to stay on top of your finances
* Set aside a portion of your income for savings and emergency funds
* Borrow responsibly and repay loans on time to maintain a good credit score
* Continuously educate yourself on personal finance and investing
Clear Next Steps
1. Download and explore the top apps mentioned in this article to start making money in Kenya.
2. Review your current budget and identify areas for improvement.
3. Set a goal to save a certain amount each month and start working towards it.
Financial Statistics to Keep in Mind
* Kenya’s GDP growth rate was 5.4% in 2020 (Source)
* The average Kenyan household debt-to-income ratio is 45.6% (Source)
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